Built for travellers
Pay any local QR code with the card you already have.
From the street-food stall to the night market to the mall, more and more of the world pays by scanning a QR code. AQROSS lets you join in: top up from home, scan the merchant's QR, and they get paid in their own currency instantly.
No local bank account. No cash machine fees. No awkward "card machine broken".
How it works
Three steps, about five seconds at the counter.
In many countries shops show a QR code at the till. Local banking apps scan it and the money lands in the local currency. AQROSS does the same thing for visitors.
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STEP 01
Top up before you fly
Add euros, pounds or dollars by card or bank transfer. Topping up is free, and your balance is ready when you land.
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STEP 02
Scan the shop's QR
Point your camera at the merchant's QR code. If the amount is in the code we fill it in; if not, type it like you would at home.
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STEP 03
Confirm, and they're paid
Check the price in your currency, approve with Face ID or your PIN, and the merchant is paid in their currency straight away. Show them the receipt.
Travelling together
One trip pot. One tap to pay for everyone.
Everyone chips in before the trip. Whoever is holding the phone pays for dinner, the boat or the taxi from the shared pot, and nobody keeps a spreadsheet.
- Chip in from anywhere. Friends top up the pot from their own cards, in their own currencies.
- Pay for the group. The trip leader scans and pays from the pot, with Face ID on every payment.
- Settle up at the end. See who paid what, and send back what's left in the pot.
Built to be trusted
Your money, held properly.
Regulated partners
Balances are held by licensed payment institutions, and merchants are paid through licensed local payment partners in each country.
Face ID on every payment
Each payment is approved on your own device with Face ID, fingerprint or your PIN. A stolen screenshot is useless.
No surprises on price
You see the local amount, the amount in your currency and any fee before you confirm. What you approve is what you pay.
FAQ
Questions travellers ask us.
Which QR codes can I pay?
The domestic QR codes shops, stalls and chains use in the countries we support, whether printed on a stand or shown on a screen. If a local banking app can pay it, AQROSS is built to pay it too. We're starting with a few countries and adding more.
Do I need a local bank account or SIM?
No. You sign up with your phone number and an ID from home, and top up with the card or bank account you already use.
What does it cost?
Topping up is free. When you pay, the app shows the exact amount in your currency, including any fee, before you confirm. We'll publish full pricing before launch.
Can't I just use my card?
At hotels and big stores, sure. But in many countries most street food, markets, taxis and small shops only take cash or a QR scan. AQROSS covers the QR part, so you carry less cash and skip the ATM fees.
When can I use it?
We're getting ready for our first travellers now. Join early access and we'll let you know as soon as you can download the app.
Early access
Travelling soon?
Tell us when you're travelling and we'll get you in early. One email when it's ready, nothing else.